Zakat Calculator

Calculate Your Zakat

A comprehensive tool following authentic Islamic jurisprudence

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This calculator provides an estimate. Consult a qualified scholar for personal rulings.

What is Zakat?

Zakat is the third pillar of Islam, an obligatory act of worship and purification of wealth.

Qur'anic Foundation

"And establish prayer and give zakah, and whatever good you put forward for yourselves - you will find it with Allah."
(Qur'an 2:110)

Prophetic Guidance

Islam is built upon five pillars... giving Zakat...
(Sahih al-Bukhari 8, Sahih Muslim 16)

Purposes of Zakat

  • Purification of wealth and soul from greed
  • Fulfillment of the rights of the poor and needy
  • Establishment of social solidarity
  • Spiritual development and closeness to Allah
  • Prevention of wealth accumulation

Who Receives Zakat?

Allah has specified eight categories:

Zakah is only for the poor and needy...
(Qur'an 9:60)

The Eight Categories of Zakat Recipients:

  1. The Poor (Al-Fuqara): Those with little to no wealth
  2. The Needy (Al-Masakin): Those in difficult financial circumstances
  3. Zakat Administrators: Those who collect and distribute Zakat
  4. Those Whose Hearts Are Reconciled: New Muslims or those inclined towards Islam
  5. Freeing Captives: Those working to free slaves or prisoners
  6. The Debt-Ridden: Those overwhelmed by legitimate debts
  7. In the Cause of Allah: Those striving in Allah's path (jihad, education, etc.)
  8. The Wayfarer: Travelers in need away from home

Zakat should be distributed to eligible recipients within the same lunar year it becomes due.

Rules & Conditions

Conditions for Zakat Obligation

Non-Zakatable Assets

  • Primary residence
  • Personal vehicle
  • Household furniture
  • Professional tools
  • Personal clothing
  • Books and educational materials

Based on the principle that Zakat is not due on personal use items

Deducting Liabilities

Scholarly difference regarding debt deduction:

Calculator Approach:

This calculator follows the majority opinion allowing debt deduction.

Understanding Nisab

Nisab is the minimum wealth threshold that makes Zakat obligatory.

Gold Nisab

87.48 grams

≈ 2.8 troy oz

Established by Prophet Muhammad ﷺ as 20 Mithqal

Multiple authentic hadiths

Silver Nisab

612.36 grams

≈ 19.7 troy oz

Established by Prophet Muhammad ﷺ as 200 Dirhams

Sahih al-Bukhari and Muslim

Which Nisab to Use?

Historically, gold and silver had a fixed ratio. Today, they vary significantly.

Recommended

Silver Standard

  • Lower threshold, benefiting more poor
  • More in line with spirit of Zakat
  • Adopted by contemporary scholars

Gold Standard

  • More stable measurement
  • Prevents hardship on modest wealth
  • Traditional choice

This calculator allows both options. Consult your local scholar.

Zakat Calculator

All values should be entered in your selected currency.

Important Disclaimers

  • Agricultural Zakat: This calculator covers monetary wealth only. Agricultural products (crops, livestock) have different Zakat rules (typically 5-10% depending on irrigation) and are not included here.
  • Zakatable vs. Non-Zakatable Assets: Only assets intended for growth/accumulation are zakatable. Personal use items (home, car, clothing, furniture) are exempt. Business inventory is zakatable, but fixed assets may not be.
  • Consult a Scholar: This is a general tool. Individual circumstances may require personalized rulings from qualified Islamic scholars.

1. Current Precious Metal Prices

Enter price for 24K (pure) gold only
$
Current market price of pure silver

2. Your Zakatable Assets

$
All currency in hand and bank accounts
Enter the total weight of your gold in grams
Select the karat of your gold jewelry
Enter the total weight of your silver in grams
$
Stock, merchandise at market value
$
Shares, bonds at current value

Investment Assets

Include current market value + any dividends received
Zakat on rental income only, not property value
Market value of inventory intended for sale
Only if you can withdraw. Consult scholar for locked accounts.
$
Any other wealth subject to Zakat

3. Liabilities & Debts

$
Immediate debts owed to others

Deducting debts follows the majority opinion. If you follow a different opinion, calculate without entering debts.

4. Nisab Calculation Basis

Nisab Basis

Scholarly Guidance

Most contemporary scholars recommend using the silver nisab as it better fulfills the purpose of Zakat in helping those in need. The silver nisab is lower than gold, meaning more wealth qualifies as zakatable, which aligns with the principle of maximizing benefit to recipients.

Fatwa from the European Council for Fatwa and Research (ECFR)

5. Hawl Requirement

Zakat is obligatory only after one lunar year has passed over your wealth. If uncertain, consult a scholar.
Enter the date you acquired this wealth. If more than 354 days ago, Hawl will be auto-confirmed.

6. Debt Deduction Opinion

Debt Deduction Opinion
Consult your local scholar for the appropriate opinion in your school of thought.

Calculation Methodology & Sources

This calculator is built on authentic Islamic sources and scholarly consensus.

Primary Sources

The Qur'an
Authentic Hadith
Scholarly Consensus
Fiqh Councils

Scholarly Notes & Differences

Debt Deduction

Scholars differ on deducting debts. Hanafi school generally does not deduct, while the majority (Shafi'i, Maliki, Hanbali) allow deduction. This calculator follows the majority opinion by default.

Gold vs Silver Nisab

Using silver nisab results in a lower threshold, which is recommended by many contemporary scholars to benefit more recipients.

Zakat on Investments

For stocks, some scholars say zakat is on dividends only, others on total value. This calculator uses total value (majority contemporary opinion).

Women's Gold Jewelry

Women's gold jewelry: Hanafi school says zakat is obligatory; Maliki, Shafi'i, Hanbali say not if for permitted adornment. This calculator includes all gold.

Key References

  • Qur'an, Surah At-Tawbah (9:60)
  • Sahih al-Bukhari (1395, 1447)
  • Sahih Muslim (19)
  • Sunan Abu Dawud (1573)